“With the repo rate cut to 5.25% and a liquidity boost via ₹1 trillion OMO purchase and a $5 billion forex-swap window, real GDP growth is projected at 7.3% for FY26, while inflation is expected to remain benign around 2%.
For cooperative banks rooted in local economies, these numbers translate into a real opportunity. This may result in cheaper credit for farmers, MSMEs and underserved households; increased working-capital flow for small enterprises; and expansion of formal banking to rural and low-income segments.
The supportive macro-context enables us to widen credit access across urban, semi-urban markets and hinterlands, empower small businesses, industries and households, and contribute to a more resilient, broad-based growth cycle.” – Ravinder Singh, MD, SVC Bank.
