HIGHEST EVER NINE MONTHS PROFIT AFTER TAX, DISBURSEMENTS & SANCTIONS OF ₹12,920 CRORE, ₹1,65,458 CRORE & ₹3,33,354 CRORE RESPECTIVELY
Delhi, January 29, 2026: The Board of Directors of REC Limited, today approved the limited reviewed standalone and consolidated financial results for the quarter and period ended December 31, 2025.
Operational and Financial Highlights: 9M FY26 vs 9M FY25 (Standalone)
– Net Profit: ₹12,920 crore Vs ₹11,477 crore, up by 13%
– Net interest income: ₹15,677 crore Vs ₹14,191 crore, up by 10%
– Revenue from operations: ₹44,641 crore Vs ₹40,752 crore, up by 10%
– Total income: ₹44,781 crore Vs ₹40,805 crore, up by10%
– Net credit-impaired assets reduced to 0.20% from 0.74%
– Disbursements: ₹1,65,458 crore Vs ₹1,45,647 crore, up by 14%
– Sanctions: ₹3,33,354 crore Vs ₹2,71,814 crore, up by 23%
REC is able to maintain its spread at 2.73% and NIM at 3.52%. As a result, the Annualised Earnings Per Share (EPS) for the period ended December 31, 2025 accelerated by 13% to ₹65.42 per share as against ₹58.11 per share as at December 31, 2024.
The loan book has maintained its growth trajectory on sustainable basis at ₹5.82 lakh crore against ₹5.66 lakh crore as on December 31, 2025.
As an outcome of continuous endeavour to improve the term loan portfolio (excluding RBPF and Stage-3 loan assets) of the Company, has grown by 10% on Y-o-Y basis. As a result, the RBPF loan book and stage-3 loan assets have reduced by 55% and 54% respectively in the same period.
Indicating the ample opportunity to support the future growth, the Capital Adequacy Ratio (CRAR) of the Company stands at a comfortable 24.26% as at December 31, 2025. Aided by growth in profits, the Net Worth has grown by 13% on Y-o-Y basis to ₹86,262 crore as on December 31, 2025 from ₹76,502 crore.
Continuing with the tradition to reward its shareholders, the Board of Directors of the Company has declared the third interim dividend of ₹ 4.60 per equity share (on face value of ₹10/- each) with this total interim dividend for the financial year 2025-26 is ₹13.80 per share.
