Bengaluru, October 08, 2025 – Phronetic AI is India’s first full-stack Agentic AI platform and a AI tech company backed by Infibeam Avenues Ltd, today announced the launch of PayCentral.ai, the country’s first Agentic Payment Platform that allows AI agents to transact on behalf of merchants and enterprises.
Built as an intelligent payment infrastructure layer, PayCentral.ai integrates seamlessly with existing payment gateway providers and any other payment platforms, empowering their merchant networks to deliver faster, automated, and intelligent payment experiences. The platform represents a foundational leap toward the future of Agent-to-Agent (A2A) payments.
PayCentral.ai is built on Google’s AP2 (Agent Payment Protocol) and designed to sit on top of multiple Payment Aggregators’ MCPs, creating a unified layer of autonomous, auditable, and secure payment orchestration. With this integration, merchants can now allow AI agents to create dynamic payment links, handle refunds, manage subscriptions, and reconcile accounts—without human intervention.
“Agentic Payments are the next frontier in digital commerce,” said Rajesh Kumar S A, CEO of Phronetic AI. “By integrating Google’s AP2 standards with MCPs of India’s leading payment aggregators and our Agent Operating System, we are building a secure, auditable and scalable ecosystem where any AI agent can pay, and any AI agent can be paid.”
Key Highlights of PayCentral (https://paycentral.ai)
- Universal Interoperability: AP2 ensures agents can transact seamlessly across platforms and services including multiple underlying PSPs.
- Aggregator-First Architecture: Integrated with multiple RBI approved MCP enabled Payment Aggregators, starting with CCAvenue, for broad market reach and redundancy.
- Autonomous Merchant Services: AI agents dynamically create links, process refunds, and manage subscriptions.
- Secure & Auditable: Every transaction is traceable through Phronetic’s Agent Operating System, with compliance-ready logs.
- Sovereign Deployment for Compliance: Sensitive data stays within the geographical borders, meeting enterprise and regulatory requirements.
- Scalable Future: Unlocks micropayments, recurring billing and AI-driven commerce at national scale.
