Power Finance Corporation (PFC) continues to set new benchmarks as India’s highest profit-making NBFC, both on a consolidated and standalone basis. CMD Ms. Parminder Chopra highlighted that the company’s focus on sustainable growth—being Realistic, Resilient, and Robust—has resulted in another strong financial year. The loan portfolio grew by 13%, supporting India’s power and infrastructure sectors with confidence. Shareholders received a final dividend of Rs. 2.05 per share, bringing the total dividend for FY’25 to Rs. 15.80 per share.
The company also led in clean energy financing, with the renewable loan book surpassing Rs. 80,000 crores—a 35% year-on-year increase. Ms. Chopra reaffirmed PFC’s commitment to financing a greener and more sustainable India.
Director (Finance) Shri Sandeep Kumar called FY’25 a landmark year, with PFC posting its highest-ever profit of Rs. 17,352 crores, a 21% increase driven by strong operational performance. Asset quality improved significantly after resolving the KSK Mahanadi issue, with Net NPAs declining sharply to 0.39% from 0.85%. These results reflect PFC’s dedication to financial prudence, operational excellence, and creating value for stakeholders.
Key Financial Highlights:
PFC Group recorded its highest profit after tax (PAT) of Rs. 30,514 crores, up 15% from the previous year.
The total balance sheet size crossed Rs. 11.70 lakh crores, making it the largest NBFC group in India.
The loan asset book grew by 12%, reaching Rs. 11,09,996 crores.
Net worth increased by 16% to Rs. 1,55,155 crores.
Gross NPAs fell below 2%, at 1.64%, while Net NPAs dropped to 0.38%.
Stand-Alone Highlights:
Profit after tax rose by 21% to Rs. 17,352 crores, maintaining PFC’s position as India’s top profit-making NBFC.
Quarterly PAT increased by 24%, from Rs. 4,135 crores to Rs. 5,109 crores.
The loan book grew by 12.81%, reaching Rs. 5,43,120 crores.
The renewable energy loan book crossed Rs. 80,000 crores, up 35%, emphasizing PFC’s focus on clean energy.
Net worth surpassed Rs. 90,000 crores, rising 15% to Rs. 90,937 crores.
Asset quality improved further with Net NPA at 0.39%, and Gross NPA decreased by 140 basis points to 1.94%.
