City-level data shows that Tier 2 and Tier 3 cities account for more than 84 percent of all respiratory claims, making them as affected as urban clusters. Among metros, Delhi NCR contributes 6.5 percent of respiratory claims, the highest among Tier-1 cities, mirroring its previous chronic winter smog levels. Bengaluru and Mumbai contribute 4.5 percent and 4.2 percent respectively, confirming that pollution-linked respiratory conditions extend beyond North India.

In 2024, respiratory conditions made up 18.8 percent of all seasonal (winter) disease-related claims, led by COPD and asthma, followed by lung diseases caused by external agents and ARDS. These illnesses are known to intensify during high particulate and toxic pollutant exposure, reinforcing the health risks caused by winter smog.

The findings underline rising respiratory vulnerability nationwide, cutting across major metros as well as emerging urban centres.

Dr. Vidyadhar Dhaware, Head of Claims and Provider Network, ManipalCigna Health Insurance, said, “In recent years, we have observed a clear rise in respiratory diseases during the winter months, which closely mirrors the increase in smog and particulate pollution. Patients across age groups report coughing, wheezing, breathlessness, and heightened asthma or COPD flare ups. Polluted air weakens the lungs natural defence system and makes individuals more susceptible to infections and complications. Children, the elderly, and people with pre-existing respiratory conditions are particularly vulnerable. During this period, it is crucial to limit outdoor exposure, use protective masks, improve indoor air quality, and seek timely medical care if symptoms escalate.”

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Product of the Year is the world’s largest consumer-voted award for product innovation. The recognition is based on an independent consumer survey conducted by research firm NielsenIQ on behalf of Product of the Year, and serves as an internationally recognized certification of excellence in consumer products and services.

Commenting on the recognition, Shashank Chaphekar, Chief Distribution Officer, ManipalCigna Health Insurance, said, “Sarvah is an inclusive health insurance offering, thoughtfully designed to cater to the healthcare needs of every Indian, whether in metros or in Tier 3 and Tier 4 cities. With Sarvah, we have created a comprehensive solution that brings affordability, accessibility, and innovation together under one umbrella.” 

Sapna Desai, Chief Marketing Officer, ManipalCigna Health Insurance, shared, “The name ‘Sarvah’ which means ‘For all’, was born out of deep consumer insight. We wanted to create a product that would resonate with every individual, regardless of where they are in their financial or health journey. This recognition as Product of the Year is a proud moment for us. Sarvah offers standout features like Anant benefit, Gullak rewards, and flexibility through different plan options, making it truly a health insurance solution for all.” 

ManipalCigna Sarvah offers three differentiated plan options tailored to meet diverse healthcare needs:

·         ManipalCigna Sarvah Uttam features a customizable plan with the Anant benefit offering infinite coverage, empowering customers with the freedom to tackle life’s most critical health challenges.

·         ManipalCigna Sarvah Param delivers zero waiting period coverage and goes the extra mile to address all healthcare needs, offering customers instant peace of mind.

·         ManipalCigna Sarvah Pratham provides essential health insurance coverage, ideal for first-time buyers or existing customers seeking enhanced protection against serious illnesses.

This recognition further reinforces ManipalCigna’s dedication to building need-based health insurance solutions that are accessible, relevant, and designed to deliver lasting value.

The post ManipalCigna Sarvah Named ‘Product of the Year 2025’ in Health Insurance Category appeared first on newsmantra.in l Latest news on Politics, World, Bollywood, Sports, Delhi, Jammu & Kashmir, Trending news | News Mantra.

The camp was attended by over 150 parents and students from the local community. As part of the initiative, ManipalCigna Health Insurance conducted free full-body health check-ups, offering essential screenings and consultations. Additionally, health and hygiene medi-kits were distributed to all participating students, reinforcing the importance of personal well-being. Recognizing the importance of building health security from an early age, this initiative created an interactive platform for families to understand the significance of early health intervention and the benefits of health insurance.

Sapna Desai, Chief Marketing Officer, ManipalCigna Health Insurance, said, “As an organization, we believe that health insurance awareness should begin at an early age, empowering families to make informed choices for their well-being and financial security. By reaching out to students and parents in schools, especially in Tier 2 and Tier 3 towns, we are nurturing a culture of preparedness and protection that will benefit communities for generations. The encouraging response we have received for our awareness program across Karnataka, reassures us that we are on the right path.”

In line with the Insurance Regulatory and Development Authority of India’s (IRDAI) vision of “Insurance for All by 2047”, ManipalCigna is intensifying its efforts in Karnataka, one of the company’s key focus states as one of the lead insurers, to ensure more individuals and families understand the value of health insurance and have access to quality healthcare. By conducting awareness drives and health camps at the grassroots level, ManipalCigna is helping bridge the protection gap and support the national goal of universal insurance coverage.

The post ManipalCigna Health Insurance Organizes Health Awareness Drive and Check-up Camp in Neraluru, Karnataka  appeared first on newsmantra.in l Latest news on Politics, World, Bollywood, Sports, Delhi, Jammu & Kashmir, Trending news | News Mantra.

Bengaluru, January 28, 2025 – ManipalCigna Health Insurance in collaboration with the local government authorities, successfully organized a preventive healthcare camp in Bengaluru Urban this week with the broader vision of spreading health insurance awareness to the grassroots of India. The initiative provided health screening services including Blood Pressure, Eye check-ups and Blood Sugar tests to over 100 residents of Channenahalli Gram Panchayat, located in Bengaluru Urban district.

ManipalCigna Health Insurance in alignment with IRDAI’s mission of ‘Insurance for All’ by 2047, is focused on educating Indians about the importance of managing health as well as addressing the need for having adequate health coverage.

The camp was inaugurated by Panchayat Development Officer, Naranaswamy and Panchayat Member, Kaalayya, along with Sapna Desai, Chief Marketing Officer and India Project Lead – State Insurance Plan for ManipalCigna Health Insurance, Sapna Desai.

Speaking about the camp, Sapna Desai, Chief Marketing Officer and India Project Lead, ManipalCigna Health Insurance shared, “As an organization, we are committed to fostering healthier communities by making healthcare and health insurance accessible to everyone. We are glad to see the positive participation by the residents of Channenahalli today. Initiatives like these bring us closer to the vision of ‘Insurance for All’ by 2047.”

The post ManipalCigna Health Insurance drives Health Insurance Awareness and serves the IRDAI’s Vision of ‘Insurance for All by 2047’ with Free Health Checkup Camps in Bangalore Urban  appeared first on newsmantra.in l Latest news on Politics, World, Bollywood, Sports, Delhi, Jammu & Kashmir, Trending news | News Mantra.