~ India among the top markets in Bluvevine’s global expansion ~

 July 8, 2026; Bangalore, India: Bluevine, the largest digital banking platform for small businesses in the U.S.*, today announced the launch of its US business banking solutions for eligible India-resident owners of U.S.-registered businesses**. This strategic expansion allows founders and operators in India who run U.S. entities to open and manage a U.S. business checking account with a fully digital application experience, completely eliminating the traditional requirement for in-person branch visits that has long served as a barrier to global commerce.

India is home to the world’s third-largest startup ecosystem, with thousands of startups and SMBs building for the U.S. market from an early stage. As the India-U.S. corridor continues to strengthen, access to reliable U.S. banking infrastructure has become increasingly critical from the outset for companies scaling internationally. Despite this, access to the U.S. financial system has not kept pace with that ambition and Indian businesses often face fragmented processes, complex documentation, in-person banking requirements, and lengthy onboarding timelines when trying to establish and operate a US business banking account.

Speaking on the launch, Aditya Narula, General Manager – India and General Manager of Global Lending & Credit, Bluevine said, “Indian founders are among the world’s most ambitious builders. Our commitment is simple: let the builders build. Entrepreneurs should be spending their time serving customers, launching products, hiring teams, and expanding into new markets, not losing momentum to banking friction, paperwork, and operational headaches. With this launch, Bluevine is bringing Indian businesses the same frictionless, powerful, and trusted banking experience that has helped companies across the United States move faster and grow with confidence.” 

Bluevine’s award-winning U.S. business banking platform helps companies accept and make payments, manage cash across entities, and earn industry-leading APY on checking deposits while keeping funds FDIC-insured up to $3 million through Coastal Community Bank, Member FDIC. Bluevine offers high-yield Business Checking accounts earning up to 3% APY,*** free standard ACH transfers, bill payments, cross-border payment capabilities, virtual cards, sub-accounts, multi-entity financial management from a single account, no monthly fees for Standard plan, no minimum balance requirements, and integrations with leading partners including Stripe and Wise. Customers in India will also receive dedicated support during local business hours from Bluevine’s Bengaluru site.

Bluevine established its Bengaluru operations in 2021, which has since grown into its largest office globally, with a 200+ member team spanning engineering, product, operations, customer support, and go-to-market functions. With this launch, Bluevine is deepening its investment in India by enabling founders and operators in India to open and manage U.S. business checking accounts through a fully digital experience, with most customers onboarded in 24 hours or less.

Bluevine is already seeing strong early adoption from India-based founders, operators, and established businesses across tech and IT services, SaaS, AI, and e-commerce sectors, who are building for the U.S. market and need a simpler way to manage receivables, handle US and international payments, and operating cash from a single account.

Since its founding in 2013, Bluevine has served more than 1 million customers****, delivered more than $17 billion in loans****, and currently is entrusted with more than $2 billion on deposit. The company is backed by leading global investors, including leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, and Nationwide Insurance.

Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks.

02 July 2026, India – Standard Chartered today announced that it has processed a remittance payment under the new retail payments scheme from Swift. In a world-first, Westpac (Australia) sent a transaction to India via Standard Chartered via this scheme. Leveraging its advanced capabilities in India, Standard Chartered enabled near real-time credit to the beneficiary bank, demonstrating a major leap in the country’s payment ecosystem.

This transaction was completed in 37 seconds end-to-end. This reiterates the Bank’s ability to complete an end-to-end transaction with any participating bank in India in record time using Swift rails. As well as the fastest possible settlement time, Swift’s retail payments scheme delivers benefits to both senders and receivers of international payments, including end-to-end transparency so that a payment can be tracked, upfront certainty of cost with no hidden fees, and no surprise FX deductions, so that the amount that is sent is exactly what lands in the beneficiary’s bank account.

At an event hosted by Swift in collaboration with the Indian Banks’ Association, focused on modernising payments, P D Singh, CEO, India & South Asia, Standard Chartered was felicitated to mark the achievement as the first bank in India to process a payment under the Swift scheme.

P D Singh, CEO, India & South Asia, at Standard Chartered, said, “Our cross-border and network capabilities have been the cornerstones of the Bank’s sharp focus across key markets including India. It is indeed a moment of great pride for Standard Chartered, India, to be globally the first bank to process a payment within seconds under Swift’s retail payment scheme. We’re enabling people all over the world to send money back to India just as easily as they can send money domestically.

With this initiative they will get a truly best-in-class payments experience backed by the security of the banking ecosystem, and we’re delighted to be working with the industry to make it possible,” Singh added.

Kiran Shetty, Chief Executive of Swift India and South Asia, said, “This demonstrates the power of Swift’s cutting-edge capabilities; leveraging its existing global rails to drive real transformation in cross-border payments. For India, the world’s largest recipient of remittances, where they play a significant role in GDP, this evolution is particularly critical.

For many Indian businesses receiving international payments, the cost of a transaction often extends beyond the amount transferred. Banks typically apply a 1.5-3.5% spread above the mid-market foreign exchange (FX) rate on inward remittances, while SWIFT transfers can take between 2 to 5 business days to settle. Hidden charges, intermediary bank fees and compliance-related delays can further impact settlement timelines, cash flow and the final amount businesses receive.

As more Indian businesses expand into global markets, understanding these payment challenges has become increasingly important. Through #XflowDash, Xflow aims to raise awareness of these common payment friction points by presenting them through an interactive browser game. 

At the centre of the campaign is Xflow Dash, an arcade-style infinite runner game where players navigate obstacles such as hidden fees, poor FX rates, compliance delays, SWIFT holds and intermediary bank charges while collecting Xflow Shields, representing protection against these common payment frictions.

Instead of simply talking about cross-border payment challenges, Xflow Dash recreates them through gameplay. The campaign gives businesses a chance to experience familiar payment hurdles in an interactive way, helping raise awareness of the hidden costs and delays that can impact international payment collections. 

The campaign was supported by a coordinated social media activation across X and LinkedIn under the hashtag #XflowDash. On 29 June 2026, the hashtag ranked No. 1 in India’s Business & Finance category on X, generating more than 2,700 mentions and a reach of 781.9K, while remaining on the trending list for over 4 hours. The campaign also saw organic participation from founders, fintech professionals and members of the startup ecosystem, who shared gameplay scores, screenshots and reactions across social media. Influencers like Ali Solanki, with over 47k followers, also shared the video on their channel, appreciating the initiative.

Commenting on the initiative, Ashwin Bhatnagar, CEO & Co-founder, Xflow, said: “Payments infrastructure isn’t a category that easily gets people excited, but the challenges businesses face are very real. Hidden fees, payment delays and poor FX rates are common experiences for companies receiving international payments. With Xflow Dash, we wanted to present these challenges in a way that was simple and easy to relate to. If businesses recognise these issues while playing the game and begin thinking differently about how international payments work, we’ve achieved what we set out to do.”

With #XflowDash, Xflow is using gamification as part of its customer awareness efforts to encourage greater understanding of the hidden costs associated with cross-border payments. By combining an interactive browser game with a social media campaign, the initiative aims to make conversations around international payments more accessible while encouraging businesses to better understand the challenges involved in collecting payments globally.

New Delhi, 14th January 2025: FixMyScore, an innovative AI-powered credit score improvement app, is set to transform the way people in India understand, analyse, and improve their credit score through personalised guidance and real-time insights. FixMyScore comes from the founding team of Credgenics, the leading AI-powered technology platform for debt collections, to facilitate a robust, customer-friendly, tech-enabled credit ecosystem.

With the launch of FixMyScore, Credgenics team has become a holistic provider of solutions for both borrowers and lenders, aimed at improving access to affordable credit and facilitating healthy credit growth. Built on learnings from Credgenics’ work with millions of credit customers, FixMyScore addresses the unmet need of improving credit score, simplifying complex credit reports and score fluctuations by offering guided and actionable support.

Powered by India’s leading credit bureau partner, FixMyScore provides a user-friendly toolkit that includes instant credit reports access, credit score tracking and analysis, real-time alerts, personalized score improvement recommendations, debt settlement guidance, debt repayment options, and an easy-to-follow progress roadmap. This helps users build a stronger credit profile and access loans, credit cards, and other financial products at better terms and lower cost.

Built on a structured, data-backed, and action-oriented model, FixMyScore brings unprecedented transparency and personalisation as an input to the borrower’s credit journey. With simplified video explainer modules, multilingual content, and smart recommendations, the app bridges critical awareness gaps and brings credit empowerment within reach for every individual, regardless of financial literacy levels.

Commenting on FixMyScore, Rishabh Goel, Co-founder & CEO, Credgenics, said: “With FixMyScore, we want every Indian to easily understand what is impacting their credit score and follow a simple and guided plan to improve it with confidence.”

Anand Agrawal, Co-founder & CPTO, Credgenics, added: “FixMyScore combines bureau data, behavioral insights and AI with video-led journeys to hand-hold users on score improvement, demystify credit reports and help them unlock better financial opportunities. We have seen very good early adoption for FixMyScore.”

As a consolidated platform for credit monitoring and improvement guidance, FixMyScore makes credit reach more understandable and actionable for Indians. The app is designed to help individuals reach healthier credit scores, reduce long-term borrowing costs, and improve access to better loan options, while adhering to strict data privacy and security standards through consent-based access to credit information.