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Aditya Birla Sun Life Insurance launches Vision Retirement Solution

Aditya Birla Sun Life Insurance launches Vision Retirement Solution

~ A unique combo solution offering guaranteed income and market linked income for life ~

Bengaluru, November 24, 2025: Aditya Birla Sun Life Insurance Company Limited (“ABSLI”), the life insurance subsidiary of Aditya Birla Capital, India’s leading diversified financial services company, today announced the launch of ABSLI Vision Retirement Solution – an innovative and flexible combo solution offering a regular stream of income post-retirement.

Key Features: 
•	Pension till Age 100 years for secured retirement
•	Offers potential protection against inflation with Guaranteed*Equity linked payouts 
•	Up to 50% equity exposure for better payout prospects 
•	Access to funds for emergencies without surrendering the plan
•	Money stays invested while regular income keeps coming
•	Death Benefit for legacy creation
•	Tax Benefits 
*As per policy terms and conditions

ABSLI Vision Retirement Solution is thoughtfully designed to meet the needs of today’s smart retirees. The solution combines the ABSLI’s Guaranteed Annuity Plus, which ensures annuity payouts for life, with ABSLI’s Wealth Infinia Plan, which provides equity-linked growth potential to stay ahead of inflation.

 

Furthermore, the solution offers guaranteed payouts till the age of 100, ensuring lifelong financial security, while the equity-linked portion enables systematic withdrawals of               5 percent of the fund value with the potential for higher, inflation beating returns.

 

Customers can choose between two premium allocation options, 60:40 or 50:50 between the annuity and market-linked components, and select their preferred pay-out frequency such as annual, semi-annual, quarterly, or monthly to suit their lifestyle and cash flow requirements. The solution also offers a comprehensive death benefit to protect the family’s legacy and provide continued financial security.

Mr. Kamlesh Rao, MD & CEO, Aditya Birla Sun Life Insurance Company Limited said, “We believe retirement should be a time to live life free from all financial worries. With Aditya Birla Sun Life’s Vision Retirement Solution, individuals can enjoy lifelong income potential that is designed to beat inflation, along with flexible premium options for lasting financial security. Featuring guaranteed annuity and equity-linked payouts, this solution empowers smart retirees to plan for tomorrow while enjoying today”.

Eligibility of the plan starts at 40 years, with a maximum entry age of 60 years for a 7-year premium payment term and 65 years for 8 or 10 year premium payment terms. The policy term is designed to last for the lifetime of the policyholder with premiums starting at ₹5 lakh annually.

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